
Note that instant card numbers of some cobranded cards may only be used with the cobranded company (for example, Hilton or Marriott). Thus, you might want to avoid using this card for recurring payments. The instant card number will be the same as the physical card you'll get in the mail, but the four-digit card identification number on the front of the card will be different.

However, some readers have received emails from Amex that allowed them to view the instant card number again upon request. Previously, you needed to take a screenshot or write down your card number since you couldn't view the number again. American ExpressĪmerican Express provides your new account number immediately after approval of your online application, assuming your identity can be verified. In the case of store-brand credit cards, you also may receive a discount on your purchases - beginning as soon as you start using the card. It's also a great feature if you're applying for a card with an introductory 0% annual percentage rate (APR) offer, which you might need if financing a large purchase in the near future. This provides extra time to work on earning the card's welcome bonus. What's the advantage of an instant credit card number?Īn instant card number allows you to start using your new card immediately. Let's look at the credit card issuers to see which ones offer instant card numbers upon approval. Thus, getting instant access to your new credit card may provide 1-2 weeks of additional time to work toward its bonus.


After all, the clock on sign-up bonuses starts the day your account is approved - not when you receive your card in the mail and activate it. Instant access to your new card number lets you start working on spending requirements to earn the card's welcome bonus. Even better than instant approval is instant access to your new credit card. On some credit card applications, you may be instantly approved.
